Funeral plans as individual as you are. All good things take time, and funeral plans are no exception. Slow, considered, personal – that’s the way we think it should be.
A funeral plan offers a straightforward, affordable way to share your final wishes by planning and paying for the funeral you want, with prices guaranteed. It will help you plan costs in advance and allow you to spread the cost over time.
A good funeral plan will guarantee to cover the complete cost of your cremation funeral when the time comes. At the time of death, the funeral plan will pay out an amount defined by the funeral choices stipulated at the time of the arrangement.
If a burial is your desired funeral choice, your plan should pay a contribution towards the costs of cemetery and burial fees.
You can be secure with the peace of mind that comes from knowing your Funeral Director will carry out your wishes to the letter with a fully personalised plan and that the costs are covered for your family.
Your plan carries an inflation-proof guarantee, so you do not need to worry about the possibility of increasing Funeral Directors’ costs.
You can enjoy the flexibility of paying for the arrangements either by monthly installments or with a one-off payment, whichever suits you best. If you choose to pay monthly, you can pay in 12 interest free instalments (subject to health status).
The pre-paid funeral market was associated with poor standards and in some cases, consumers not receiving the funeral that matched their expectations. Concerns were raised around misrepresented information within the pre-paid funeral plan sector, plus pressurising sales tactics from providers. Therefore, the government introduced a new regulatory framework. Since July 2022, the Financial Conduct Authority (FCA) regulates the funeral plan market. This protects consumers and provides a dispute resolution service if things go wrong.
C.P.J. Field & Co. Ltd is an Appointed Representative of Golden Leaves Limited, authorised and regulated by the Financial Conduct Authority. Firm Reference Number 960923. Further details can be found in the Financial Services Register at register.fca.org.uk.
C.P.J. Field & Co. Ltd trades as CPJ Field, Attree and Kent, Ballard and Shortall, Christopher Stringer, Constable and Toop, Cooper and Son, Deric Scott, Edmund and Sons, Fuller and Scott, Haine and Son, Heritage and Sons, Homeland International, Liberty Cremations, SE Skinner and Sons and Shires Funeral Directors
